I’m able to connect with busy, successful people who would rather spend their free time with their loved ones rather than worrying about finances. For over 20 years, I have helped clients address their financial concerns and develop sound strategies by focusing on each individual's specific needs. With extensive experience throughout major shifts in the markets, I have dedicated my career to delivering the personalized investment planning services my clients deserve while helping them prepare for all financial situations that will occur over a lifetime.

I began his career as a Financial Advisor with Prudential in Manhattan. I developed my fundamental investment knowledge, and then joined Quick & Reilly, a predecessor firm of Merrill Lynch. In 2008, I earned the CERTIFIED FINANCIAL PLANNER® certification by completing an approved educational program, passing a rigorous examination and meeting stringent experience requirements. In 2009, I joined Wells Fargo Advisors in order to take a holistic, team approach in providing personalized financial advice for individuals, families, and businesses. I grew up in Staten Island, NY and earned my Bachelor's degree in Economics and Political Science from Fairfield University. I now settle in Scotch Plains, NJ.

I enjoy spending my free time with my wife, Amy, a physician, and our daughters, Emma and Charlotte. On most weekends I can be found on a field either coaching soccer or rooting one of our daughters' multiple teams on. I am also an avid sports fan, particularly favoring the Yankees, Giants, and Devils. I am an avid cyclist and help raise money for various charities through this. I also volunteer at my local cycling club to lead bike rides as well as serving in a leadership capacity. Amy and myself look forward to sharing our many hobbies with our daughters as they get older.

Insights, Strategies, Service to Help You Reach Your Financial Goals

John Masotti, a Senior Financial Advisor at Watchung Wealth Management of Wells Fargo Advisors Financial Network, has the innate ability to come up with investment planning solutions for his clients. John credits his communications and execution as the reasons his clients turn to him with confidence during bull or bear markets. When they start using him as an advisor, he looks forward to serving them forever. John values building relationships, deepening them, and partnering with his clients for the long haul.

John understands his clients’ needs. He gets that life changes—gets that the markets change. He knows how to be proactive. The complexity of the market is a draw for him. He knows how to change his strategy to get his clients from where they are to where they want to be. When political and social events interrelate to cause a change in the economic environment, it matters to him more than anything that he does the best for his clients through it all.

Formerly a Financial Advisor for Wells Fargo Advisors, Morgan Stanley, and Merrill Lynch, he’s managed his clients’ money through good and bad economic times ... the 1999-2000 tech bubble, the 2008 bear market, and the bull market from 2009 to 2022. His experience, financial acumen, agility, and his ability to develop the appropriate strategy for his clients at the right time make him stand out as a financial professional.

He came to Wall Street out of college, graduating from the Ansell School of Business at Western Connecticut State University with a Bachelor of Business Administration degree. When he’s not managing money, he loves spending time with his wife, Carly, and their nine-year-old daughter, Evangeline. He spends much of his leisure time snowboarding. He’s already got Evangeline out on the slopes. He’s run four New York City marathons and competed in an Iron Man triathlon. He’s an avid soccer player and cyclist, too.

Plus, right up there on that list of things he loves are his clients. His commitment to them is constant. He’s there for them always. When their lives change. When the market changes. When they just want to talk or ask questions. John’s with them each and every time to help them reach their financial goals.

I am passionate about providing thoughtful advice and guidance to help my clients reach their personal goals and objectives. My clients have worked hard to accumulate wealth, and can rely on me to go beyond the surface to uncover solutions to help them support their family, send a child to college, or just to maintain their lifestyle in retirement without having to worry about running out of money.

For over two decades I have helped clients address their financial concerns by focusing on each individual’s specific needs. I began my career as a Financial Advisor with Morgan Stanley. Prior to joining Wachovia Bank, a predecessor firm of Wells Fargo Bank, in 2005, I was a Vice President/Relationship Manager at JPMorgan Chase Bank’s Personal Financial Services. It was there that I developed my foundation of investment knowledge.

In 2013 I transitioned to Wells Fargo Advisors. I use my investment background to implement investment portfolios that reflect my client’s goals and objectives. I earned my bachelor’s degree in Economics from Lehigh University. I grew up in Glen Ridge, NJ and currently live in New Providence, NJ.

Away from the office, I spend my free time with my wife, Candee, and my children, Colin and Rylie. We like to stay active both physically and mentally, whether it’s working out, playing sports or raising money for Susan G Komen Foundation, as Candee is a two time breast cancer survivor. I especially enjoy coaching little leagues as well as playing tennis, soccer and softball.

By focusing on each investor’s specific needs, I develop strategies that help clients reach their financial goals. I have worked as a Financial Advisor to both individual and institutional investors since 1995. I have been recognized as a Platinum Council member by Wells Fargo Advisors Financial Network since 2010. The Platinum Council (previously known as Premier Advisor) distinction is held by a select group of Financial Advisors within Wells Fargo Advisors Financial Network as measured by completion of educational components, business production based on the past year, and professionalism. Additional criteria, best practices and team structure, may also be used to determine recipients.

I hold a Bachelor's degree in Finance from Iona College and worked for several years as an accountant before starting in financial services. My mission is to provide every client with targeted, comprehensive financial advice and portfolio management – delivered with the highest level of personal service and professional integrity.

Comprehensive Investment Planning

It takes more than a single planning session to put your wealth to work in support of your life goals. It takes a process.

As your life circumstances change, so must the investment strategies I use to help keep you on course toward your objectives. We’ll continue to work together through the years to keep your investment strategies aligned with your goals and needs.

Whether you’re seeking tax-deferred growth for your personal investment portfolio or an attractive employee -benefit plan for your business, I can help you navigate an array of complex choices. I offer assistance with retirement plans, including IRAs and IRA options, Roth IRAs and conversions, Simplified Employee Pension (SEP) plans and Keogh plans, SIMPLE plans for small businesses, and 401(k), pension, and profit-sharing plans.

As a part of Wells Fargo & Company, Wells Fargo Advisors Financial Network provides advisory, brokerage, asset management, and other financial services, through an experienced nationwide team. Our advisors draw on a talented force of market analysts, retirement planning and investment specialists to help you reach your goals.

CA Insurance License #0M62356. Resident State NJ.

By focusing on each investor's specific needs, I develop strategies that are designed to help clients reach their financial goals. I have worked as a Financial Advisor to both individual and institutional investors since 1992 . From 2007 - 2023, I have been recognized as a Platinum Council Advisor (previously known as Premier Advisor) distinction is held by a select group of Financial Advisors within Wells Fargo Advisors Financial Network as measured by completion of educational components, business production based on past year, and professionalism. Additional criteria, best practices and team structure may also be used to determine recipients.

Before joining Wells Fargo Advisors in 2000, I was Financial Advisor for LPL Financial, my employer of 5 years. I hold a Bachelor's degree in the field of Business Administration from the University of Miami and worked for several years in a family business before making a career change to financial services.

My mission is to provide every client with targeted, comprehensive financial advice and portfolio management - delivered with the highest level of personal service and professional integrity. This commitment to service also carries over to my involvement with our local community. I am active with raising money for various local education and youth charities.

Away from the office, I also enjoy tennis, golf and beach vacations.

CA Insurance License #0G31208. Resident State NJ.

As a Financial Advisor with over 25 years' experience. I am dedicated to helping my clients meet their financial needs. Through a long-term investment approach. I help clients develop and implement strategies for retirement planning, saving for your children or grandchildren's education, or looking to build and preserve wealth. My team and I are committed to understanding every aspect of your financial life before we offer advice and guidance to you.

I have worked for the past 17 years for Wells Fargo Advisors. My experience also includes Financial Advisory positions at Bank of America (4 years) and Citicorp Investment Services (6 years) and prior to that I spent 10 years in Accounting and Finance for Citigroup. I hold a Bachelor's Degree in Accounting from American University in Washington D.C. with an emphasis on continuing education, I have also earned the CERTIFIED FINANCIAL PLANNER® certification from the College for Financial Planning. For this certification. I had to complete approved educational programs, pass rigorous examinations, and meet stringent experience requirements.

Planning for Retirement

If you're like most people, securing a comfortable retirement is near the top of your financial priorities. Whether you're an individual seeking tax-deferred growth or a business owner wanting to offer employees an attractive benefit without jeopardizing the company's bottom line, I can help you navigate the complex choices available to you.

I offer assistance with a comprehensive array of retirement plans including IRAs and IRA Options/Accounts, self-directed IRAs and Options/Accounts, Roth IRAs and conversions. Simplified Employee Pension (SEP) plans and Keogh plans. SIMPLE plans for small businesses, and 401(k), pension, and profit-sharing plans.

Comprehensive Investment Planning

Making sure your wealth continues to work in support of the goals you have established takes careful planning. Such planning is not a single event - it is a process. As your life circumstances change, so must the investment strategies I use to stay on course toward meeting your objectives. That is why I work with you, one on one to design investment strategies targeted to your specific needs and goals. Although I do not provide tax advice, I will help you stay current with tax law changes and estate plan issues to help preserve and protect your wealth - now and for generations to come.

CA Insurance License #0L85134. Resident State NJ.

Paul L. Costello is the Director of Business Development at Watchung Wealth Management, bringing over 40 years of experience in the financial services industry. Throughout his career, Paul has held numerous senior leadership roles, including over 27 years at Wells Fargo Advisors, where he advanced from Financial Advisor to Market Leader. In these roles, he led diverse teams of managers and financial advisors, helping them refine their businesses and deliver exceptional service to clients. 

Paul has always believed in the power of connecting with people, which is what drives his passion for the industry. He loves that financial services is a people business, and he enjoys fostering relationships that positively impact others' lives. Joining Watchung Wealth Management excites him because it offers an opportunity to engage with both long-time and new colleagues, sharing their stories and making meaningful connections. Paul's favorite part of his job is telling the story of Watchung Wealth Management and making introductions that create opportunities for others to thrive. He believes that when he can educate someone and help make their life better, it's been a great day. 

Outside of work, Paul enjoys spending time with his family, including his three children—Joan, James, and Evan. Joan recently welcomed the family's first grandchild, Naomi Joan, which has been a true blessing. Paul is also an avid fan of the New York Giants, Rangers, and Mets, and in his free time, he loves playing golf, fishing, and staying connected with friends and family.